Insurance & Rates

We work with Medicare and most major insurance plans. Our team verifies your benefits before your first visit - at no cost to you - and explains any out-of-pocket costs upfront. No surprises.

Verify My Insurance
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Free Insurance Verification

Medicare, Medicaid & Private Plans Accepted

No Surprise Bills

HSA/FSA Accepted

Plans We Accept

Insurance We Work With

We accept Medicare and most major insurance plans serving the Greater Philadelphia area. Our team verifies your benefits before your first visit at no cost.

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Don't see your plan? Call us — we verify all insurance at no cost before your first visit. We also accept Pennsylvania Health & Wellness, Personal Choice, and other Managed Medicaid plans. Our team is happy to check your specific coverage.

Coverage By Service

How Each Service Type Is Covered

Coverage varies by service type. Here's a clear breakdown of how each of our three programs is billed — so you know exactly what to expect before your first visit.

Home Health Services

Medicare Part A · Medicaid

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Covered at 100% by Medicare Part A when eligibility requirements are met - no copays, no deductibles

Also covered by most Medicaid managed care plans in Pennsylvania

Physician certification required - we coordinate orders through your doctor or our partner network

Patient must meet Medicare's homebound criteria - our team guides you through the process

Outpatient in the Home

Medicare Part B · Private Plans

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Billed under Medicare Part B outpatient therapy benefit - same as a clinic visit

Most Medicare Supplement (Medigap) plans cover the Part B cost-sharing - often reducing out-of-pocket to $0

Standard Medicare Part B cost-sharing applies (typically 20% after deductible)

Also accepted by most major private insurance plans in our network

Private Pay Wellness

Self-Pay · HSA / FSA

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No insurance required — pay directly per session with full price transparency

HSA and FSA funds accepted for qualifying therapy and wellness services

All major debit and credit cards accepted

Rates provided upfront — contact us for current per-visit pricing

Care in Four Simple Steps

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    You Contact Us

    Call, email, or submit a request form. Share your insurance card information and we take it from there.

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    We Verify Your Benefits

    Our team contacts your insurer directly to confirm coverage, eligibility, and any applicable cost-sharing.

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    We Explain Your Cost

    We tell you clearly what your insurance covers and what — if anything — you'll owe before your first visit. No surprises

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    Care Begins

    Once coverage is confirmed and any orders are coordinated, your therapist comes to you - usually within 48 hours.

Private Pay & Self-Pay

No Insurance? No Problem.

Debit & Credit Cards

All major debit and credit cards accepted. Payment collected at time of service - simple and straightforward.

HSA & FSA Funds

Health Savings Account and Flexible Spending Account funds accepted for qualifying therapy and wellness services.

Debit & Credit Cards

Contact us for current per-visit rates. We provide a clear cost estimate before you commit — no hidden fees, ever.

Frequently Asked Questions

  • Yes. We accept Medicare and many major insurance plans. Our team verifies your benefits before the first visit and will explain any costs upfront — at no charge to you.

  • Medicare Part A covers Home Health services at 100% when eligibility criteria are met (homebound status, physician order, skilled need). Medicare Part B covers Outpatient Therapy provided in the home, with standard Part B cost-sharing (typically 20% after the annual deductible). Many Medigap/Supplement plans cover that 20%, bringing your cost to $0.

  • Will I have a copay or deductible?

  • In many cases, no. Contact us directly and we'll help coordinate any required physician orders through our provider network — at no additional cost to you.

  • Call us. We verify all insurance at no cost before your first visit and accept plans beyond those listed here, including PA Health & Wellness, Personal Choice, and other Managed Medicaid programs. If we're unable to accept your plan, we'll let you know about private pay options.

  • Yes. HSA and FSA funds are accepted for qualifying therapy and wellness services under our Private Pay Wellness program. Contact us to confirm which services qualify under your specific account.