Insurance & Rates
We work with Medicare and most major insurance plans. Our team verifies your benefits before your first visit - at no cost to you - and explains any out-of-pocket costs upfront. No surprises.
Free Insurance Verification
Medicare, Medicaid & Private Plans Accepted
No Surprise Bills
HSA/FSA Accepted
Plans We Accept
Insurance We Work With
We accept Medicare and most major insurance plans serving the Greater Philadelphia area. Our team verifies your benefits before your first visit at no cost.
Don't see your plan? Call us — we verify all insurance at no cost before your first visit. We also accept Pennsylvania Health & Wellness, Personal Choice, and other Managed Medicaid plans. Our team is happy to check your specific coverage.
Coverage By Service
How Each Service Type Is Covered
Coverage varies by service type. Here's a clear breakdown of how each of our three programs is billed — so you know exactly what to expect before your first visit.
Home Health Services
Medicare Part A · Medicaid
Covered at 100% by Medicare Part A when eligibility requirements are met - no copays, no deductibles
Also covered by most Medicaid managed care plans in Pennsylvania
Physician certification required - we coordinate orders through your doctor or our partner network
Patient must meet Medicare's homebound criteria - our team guides you through the process
Outpatient in the Home
Medicare Part B · Private Plans
Billed under Medicare Part B outpatient therapy benefit - same as a clinic visit
Most Medicare Supplement (Medigap) plans cover the Part B cost-sharing - often reducing out-of-pocket to $0
Standard Medicare Part B cost-sharing applies (typically 20% after deductible)
Also accepted by most major private insurance plans in our network
Private Pay Wellness
Self-Pay · HSA / FSA
No insurance required — pay directly per session with full price transparency
HSA and FSA funds accepted for qualifying therapy and wellness services
All major debit and credit cards accepted
Rates provided upfront — contact us for current per-visit pricing
Care in Four Simple Steps
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You Contact Us
Call, email, or submit a request form. Share your insurance card information and we take it from there.
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We Verify Your Benefits
Our team contacts your insurer directly to confirm coverage, eligibility, and any applicable cost-sharing.
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We Explain Your Cost
We tell you clearly what your insurance covers and what — if anything — you'll owe before your first visit. No surprises
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Care Begins
Once coverage is confirmed and any orders are coordinated, your therapist comes to you - usually within 48 hours.
Private Pay & Self-Pay
No Insurance? No Problem.
Debit & Credit Cards
All major debit and credit cards accepted. Payment collected at time of service - simple and straightforward.
HSA & FSA Funds
Health Savings Account and Flexible Spending Account funds accepted for qualifying therapy and wellness services.
Debit & Credit Cards
Contact us for current per-visit rates. We provide a clear cost estimate before you commit — no hidden fees, ever.
Frequently Asked Questions
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Yes. We accept Medicare and many major insurance plans. Our team verifies your benefits before the first visit and will explain any costs upfront — at no charge to you.
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Medicare Part A covers Home Health services at 100% when eligibility criteria are met (homebound status, physician order, skilled need). Medicare Part B covers Outpatient Therapy provided in the home, with standard Part B cost-sharing (typically 20% after the annual deductible). Many Medigap/Supplement plans cover that 20%, bringing your cost to $0.
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Will I have a copay or deductible?
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In many cases, no. Contact us directly and we'll help coordinate any required physician orders through our provider network — at no additional cost to you.
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Call us. We verify all insurance at no cost before your first visit and accept plans beyond those listed here, including PA Health & Wellness, Personal Choice, and other Managed Medicaid programs. If we're unable to accept your plan, we'll let you know about private pay options.
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Yes. HSA and FSA funds are accepted for qualifying therapy and wellness services under our Private Pay Wellness program. Contact us to confirm which services qualify under your specific account.